Check your Serasa score for free. It takes less than 2 minutes. Access is via the Serasa app on your mobile phone or through the website, without needing to pay any subscription fee. The score appears as soon as you log in with your CPF (Brazilian tax identification number) and password.
» See the complete Serasa score guide
What is a credit score and how does it work?
How to quickly increase your Serasa score
"Bad credit history: what changes in your score when you clear it"
The Serasa score is a credit score calculated by Serasa Experian. It ranges from 0 to 1000 and indicates the likelihood of a consumer paying their bills on time. Banks and financial institutions use this score to decide whether or not to approve a request for a credit card, loan, or financing.
Summary
- Check your credit score using the Serasa app.
- Check your credit score on the Serasa website.
- Other apps to check your credit score for free
- What appears beyond the score?
- How often is the score updated?
- FAQ
- Conclusion
Check your credit score using the Serasa app.
The Serasa app is the most practical way to check your credit score on your mobile phone. It is available for free on Android (Google Play) and iPhone (App Store).
- Step 1: Open the Google Play Store or App Store and search for "Serasa".
- Step 2: Download the official Serasa Experian app.
- Step 3: Open the app and register using your CPF (Brazilian tax identification number), date of birth, email, and password.
- Step 4: Please confirm the email using the link sent to your inbox.
- Step 5: On the app's home screen, the score is prominently displayed, along with the corresponding risk range.
Those already registered with Serasa can skip the registration process and log in directly using their CPF (Brazilian tax identification number) and password.
Check your credit score on the Serasa website.
If you prefer to use a computer, you can view your score through... Serasa's official website without needing to download any app.
- Step 1: Access serasa.com.br through your browser.
- Step 2: Click on “View my score” or “Check your score for free”.
- Step 3: Enter your CPF (Brazilian tax identification number), date of birth, and create a password to register.
- Step 4: Please confirm your email or mobile phone number as requested.
- Step 5: The score appears on the main account page.
The website query is identical to the app in terms of the information displayed. Use whichever method is most convenient for you.
Other apps to check your credit score for free
Besides Serasa, there are other free platforms that display credit scores for Brazilian consumers:
- Boa Vista SCPC: Check your score for free on the Boa Vista website or app.
- Quod: A bureau created by major banks, with free access via app or website.
- Nubank, Banco Inter, and C6 Bank: Some digital banks display the score within the banking app itself.
- Gov.br (Registrato): The Central Bank's system allows you to check your banking relationship history, which complements your credit score.
Credit scores from different credit bureaus may vary for the same CPF (Brazilian individual taxpayer registration number), as each has its own methodology and database. Consulting more than one bureau provides a more complete view of your credit history.
What appears beyond the score?
When checking your score on the Serasa app or website, other useful information appears in addition to the score:
- Risk zone: classification as very low, low, good, or very good
- Active negative entries: List of debts registered with Serasa, including creditor name and amount.
- Consultation history: Companies that have consulted CPF numbers in recent months.
- Positive Registration: Activation status and payment history already recorded.
- Credit alerts: Notifications are sent when a company checks your CPF (Brazilian taxpayer ID) or when there are updates to your registration.
This data is frequently updated, and access to it is unlimited and free for the CPF holder.
How often is the score updated?
The Serasa score is not a fixed number. It is continuously recalculated based on the most recent CPF (Brazilian individual taxpayer registration number) information. The main updates occur when:
- A negative entry is added to or removed from the registry.
- A company checks the CPF (Brazilian individual taxpayer registration number) for credit analysis.
- New data from the Positive Credit Registry is registered (payments up to date).
- The consumer updates their registration or adds information in the app.
In practice, the score can vary from day to day. Therefore, checking frequently through the app is useful to track the evolution of your score over time.
Frequently asked questions about how to check your Serasa score for free.
Is checking your Serasa score really free?
Yes. Basic credit score consultation is completely free through the Serasa app and website. Serasa offers paid plans with additional features (such as CPF monitoring and enhanced alerts), but the score itself can be viewed without paying anything.
Do you need a bank account to view your Serasa score?
No. The consultation is done directly through your registration on the Serasa app or website, using only your CPF (Brazilian tax identification number), date of birth, and email. It is not necessary to have a bank account, credit card, or any other financial product.
Does checking your credit score negatively affect your score?
No. Inquiries made by the CPF holder themselves do not affect the score. Only inquiries made by companies during credit analysis are recorded and may temporarily impact the score.
Why does the score appear differently in different apps?
Each credit bureau (Serasa, SPC, Boa Vista, Quod) has its own methodology and database. Therefore, the score may differ on each platform. For a complete overview, it is worth consulting more than one bureau.
Can someone under 18 check their credit score?
Yes. The score is linked to the CPF (Brazilian individual taxpayer registration number), and any CPF holder can check their own score, regardless of age. Minors under 18 who already have a CPF can access their score normally through the Serasa app.
Conclusion
To Check your Serasa score for free.Simply download the Serasa app on your mobile phone or access the website and register with your CPF (Brazilian tax identification number). The score appears immediately after logging in and can be consulted as many times as you want free of charge.
To understand what your credit score means, how to improve it, or what happens to your score when you have a negative credit history and then clear your name, use the buttons above. Regularly monitoring your credit score is the first step towards a more organized financial life.
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